Resources
Free guides & plain-language Medicare help.
A growing library — built for seniors, caregivers, and the people who love them.
Medicare Glossary
The basics, in plain English
- Part A
- Hospital insurance — inpatient care, skilled nursing, hospice, some home health.
- Part B
- Medical insurance — doctor visits, outpatient care, preventive services, durable medical equipment.
- Part C (Medicare Advantage)
- Bundled plans offered by private insurers approved by Medicare; often include drug coverage and extras.
- Part D
- Prescription drug coverage offered through standalone or Medicare Advantage plans.
- Medigap (Medicare Supplement)
- Private policies that help pay some of the costs Original Medicare doesn't cover.
- IEP
- Initial Enrollment Period — the 7-month window around your 65th birthday.
- AEP
- Annual Enrollment Period — Oct 15 to Dec 7 each year.
- SEP
- Special Enrollment Period — triggered by qualifying life events.
Before You Choose a Plan
Six questions to ask — every time.
- 1.Are my doctors and hospitals in-network?
- 2.Are all my prescriptions covered, and at what tier?
- 3.What is the total estimated yearly cost (premium + out-of-pocket)?
- 4.Does the plan cover me when I travel?
- 5.What dental, vision, hearing, or fitness extras are included?
- 6.What's the maximum out-of-pocket for the year?
Caregiver Burnout Checklist
Six gentle reminders for the people doing the caring.
- Make a list of every prescription with dosage and pharmacy
- Note every doctor and specialist your loved one sees
- Ask about transportation, meal, and OTC benefits
- Set a calendar reminder for the next AEP (Oct 15 – Dec 7)
- Save Medicare.gov, 1-800-MEDICARE, and your local SHIP number
- Take a breath — caring well includes caring for yourself
Local & Federal Help
Trusted, official resources
Medicare.gov
https://www.medicare.gov
1-800-MEDICARE (1-800-633-4227)
tel:18006334227
Virginia Insurance Counseling and Assistance Program (VICAP)
https://www.vda.virginia.gov/vicap.htm
Social Security Administration
https://www.ssa.gov
These resources are provided for general education and are not medical, legal, or financial advice. Always confirm details with the official source.