A close-up of a Medicare plan summary being reviewed with a pen.
Article

Common Medicare Mistakes (and How to Avoid Them)

The most frequent Medicare missteps we see — and the simple habits that prevent them.

A close-up of a Medicare plan summary being reviewed with a pen.

Most Medicare mistakes aren't dramatic — they're small misses that quietly cost money or coverage. Here's what to watch for.

  • Missing your Initial Enrollment Period and triggering a late penalty.
  • Auto-renewing the same plan without reviewing this year's changes.
  • Assuming a plan covers a medication that's no longer on the formulary.
  • Choosing on premium alone instead of total annual cost.
  • Not telling your agent about a new doctor, prescription, or move.

An annual review takes about 30 minutes and prevents almost all of these. It's the single highest-leverage thing you can do for your Medicare year.

If something has changed in your health or household, don't wait until October — let's talk.

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This article is for general education and does not constitute medical, legal, or financial advice. Plan availability varies by location and carrier.

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