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Dental and Vision Options for Medicare Beneficiaries

What Original Medicare doesn't cover for dental and vision — and the options to fill the gap.

Reading glasses resting on Medicare informational papers.

Original Medicare covers very little routine dental or vision care. The good news: there are several ways to add coverage.

  • Many Medicare Advantage plans include dental, vision, and hearing benefits.
  • Standalone dental and vision plans are also available.
  • Discount plans (not insurance) can lower costs at participating providers.
  • Some employer/retiree benefits continue dental and vision coverage past 65.

When comparing Advantage plans, look beyond the dental dollar amount — confirm your dentist accepts the plan and what services count toward the limit.

If you only need vision, a standalone plan may be cheaper than switching your whole Medicare setup.

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This article is for general education and does not constitute medical, legal, or financial advice. Plan availability varies by location and carrier.

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